We provide liquidity to the global real economy and facilitate cross-border investment and transactions.

Xylo Finance.

Xylo Finance.

Xylo Finance.

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Launch your Asset,
We tokenize it.

Our subsidiary XYLO tokenization platform enables you to convert existing real assets into digital assets, creating greater liquidity opportunities

  • Office
  • Office
  • Office
  • Worker in Office
  • Office
  • Office
  • Office
  • Office
  • Worker in Office
  • Office

Launch your Asset,
We tokenize it.

Our subsidiary XYLO tokenization platform enables you to convert existing real assets into digital assets, creating greater liquidity opportunities

Tokenized Assets

Tokenized Assets

Commercial & Residential Real Estate

Real estate-backed tokens offer exposure to income-generating commercial and residential properties. Investors benefit from stable cash flows, on-chain asset management, and fractional ownership.

Business Rights

Investment opportunities are structured around the tokenization of future cash flows generated from operating and business rights. All assets are fully collateralized and managed through regulated SPVs to ensure investor protection.

MMF and Private Credit

Tokenized money market funds and private credit products provide stable, yield-generating opportunities with lower volatility. On-chain access enables fractional investment, faster settlement, and enhanced transparency.

Gold and raw materials

Tokenized gold and raw materials offer blockchain-based access to physically backed assets like vaulted gold. They combine real-world stability with on-chain liquidity and transparent custody.

Commercial & Residential Real Estate

Real estate-backed tokens offer exposure to income-generating commercial and residential properties. Investors benefit from stable cash flows, on-chain asset management, and fractional ownership.

Commercial & Residential Real Estate

Real estate-backed tokens offer exposure to income-generating commercial and residential properties. Investors benefit from stable cash flows, on-chain asset management, and fractional ownership.

TOKENIZED ASSETS

TOKENIZED ASSETS

Commercial & Residential Real Estate

Real estate-backed tokens offer exposure to income-generating commercial and residential properties. Investors benefit from stable cash flows, on-chain asset management, and fractional ownership.

MMF and Private Credit

Tokenized money market funds and private credit products provide stable, yield-generating opportunities with lower volatility. On-chain access enables fractional investment, faster settlement, and enhanced transparency.

Business Rights

Investment opportunities are structured around the tokenization of future cash flows generated from operating and business rights. All assets are fully collateralized and managed through regulated SPVs to ensure investor protection.

Gold and raw materials

Tokenized gold and raw materials offer blockchain-based access to physically backed assets like vaulted gold. They combine real-world stability with on-chain liquidity and transparent custody.

Tokenized Assets

MMF and Private Credit

Tokenized money market funds and private credit products provide stable, yield-generating opportunities with lower volatility. On-chain access enables fractional investment, faster settlement, and enhanced transparency.

MMF and Private Credit

Tokenized money market funds and private credit products provide stable, yield-generating opportunities with lower volatility. On-chain access enables fractional investment, faster settlement, and enhanced transparency.

Business Rights

Investment opportunities are structured around the tokenization of future cash flows generated from operating and business rights. All assets are fully collateralized and managed through regulated SPVs to ensure investor protection.

Business Rights

Investment opportunities are structured around the tokenization of future cash flows generated from operating and business rights. All assets are fully collateralized and managed through regulated SPVs to ensure investor protection.

Gold and raw materials

Tokenized gold and raw materials offer blockchain-based access to physically backed assets like vaulted gold. They combine real-world stability with on-chain liquidity and transparent custody.

Gold and raw materials

Tokenized gold and raw materials offer blockchain-based access to physically backed assets like vaulted gold. They combine real-world stability with on-chain liquidity and transparent custody.

Service

Service

Service

Tokenization Consulting

Xylo Tokenization Platform

RWA Secondary Trading

Asset Management

Living room

One-stop support for RWA projects—from structure design to legal review and tech strategy.

Garden
Dining room
Room

Tokenization Consulting

Xylo Tokenization Platform

RWA Secondary Trading

Asset Management

Living room

One-stop support for RWA projects—from structure design to legal review and tech strategy.

Garden
Dining room
Room

Tokenization Consulting

Xylo Tokenization Platform

RWA Secondary Trading

Asset Management

Living room

One-stop support for RWA projects—from structure design to legal review and tech strategy.

Garden
Dining room
Room

faq

faq

faq

Your Questions, Answered

Find quick answers to the most common questions about our services and process.

How is Xylo Finance different from the Xylo Platform?

Xylo Finance serves as the holding and financial entity, specializing in RWA deals. It focuses on bridge loans, lending, and capital sourcing — generating cash flow and dividend-based returns. In contrast, the Xylo Platform provides the underlying infrastructure for tokenization, trading, and governance — enabling investors to easily buy and sell fractional ownership in RWAs. Xylo Finance powers the "fuel," while the Platform drives the "engine" — together creating a seamless and efficient RWA investment ecosystem.

Why do both use the same name for the XLT token?

Both Xylo Finance and the Xylo Platform use the same token name, XLT, but each is issued under a different smart contract address. Despite this, the two versions of XLT hold the same value and are fully interchangeable at any time. This dual-token structure is intentionally designed to separate capital raising from token issuance, while still ensuring seamless interoperability between the two systems.

Are both versions of XLT under Xylo always equivalent in value?

Yes, they are designed to maintain a 1:1 value at all times. When XLT (issued by Xylo Finance) is deposited into the Swap-Router, an equivalent amount of XLT (issued by the Xylo Platform) is automatically minted, and the original tokens are instantly burned. The same process applies in reverse. Additionally, an official market maker provides equal liquidity on both sides, and an arbitrage bot automatically corrects any price divergence greater than ±0.25%, effectively minimizing slippage and ensuring price parity between the two tokens.

What is RWA tokenization, and how is it different from traditional investments like stocks or funds?

RWA (Real-World Asset) tokenization is a technology that converts ownership or income rights of tangible assets—such as real estate, bonds, or gold—into blockchain-based tokens. ① 24/7 trading and fractional investment: Investors can access markets anytime and invest with small amounts, improving accessibility. ② Automated payouts via smart contracts: Dividends and interest payments are distributed automatically, reducing fees and wait times. ③ Transparent on-chain records: All transactions are immutably recorded on the blockchain, enhancing trust and auditability.

Are the real-world assets actually held as collateral? How is security ensured?

All RWA (Real World Assets) are held under separate SPVs (Special Purpose Vehicles), ensuring that the assets remain fully segregated and protected even in the event of a bankruptcy of Xylo Finance or the In addition, transparency and security are ensured through: ① Physical proof of ownership such as real estate title deeds or warehouse receipts ② Regular audits conducted by one of the Big 4 accounting firms ③ On-chain, real-time collateral ratio disclosures ④ Decentralized control over asset withdrawals via multi-party computation (MPC) wallets.

How do I get started with buying tokens or making an investment?

① Create an account on a crypto exchange and deposit USDT or other supported assets. ② Purchase XLT tokens via a CEX or DEX, then transfer them to your wallet or platform account. ③ Visit the Xylo Launchpad, choose the RWA product you want to invest in, and complete your investment. ④ Dividends are automatically distributed on a quarterly basis. To support first-time investors, the platform offers a step-by-step onboarding guide and a seamless KYC process — making it easy to participate with just one click.

How is Xylo Finance different from the Xylo Platform?

Xylo Finance serves as the holding and financial entity, specializing in RWA deals. It focuses on bridge loans, lending, and capital sourcing — generating cash flow and dividend-based returns. In contrast, the Xylo Platform provides the underlying infrastructure for tokenization, trading, and governance — enabling investors to easily buy and sell fractional ownership in RWAs. Xylo Finance powers the "fuel," while the Platform drives the "engine" — together creating a seamless and efficient RWA investment ecosystem.

Why do both use the same name for the XLT token?

Both Xylo Finance and the Xylo Platform use the same token name, XLT, but each is issued under a different smart contract address. Despite this, the two versions of XLT hold the same value and are fully interchangeable at any time. This dual-token structure is intentionally designed to separate capital raising from token issuance, while still ensuring seamless interoperability between the two systems.

Are both versions of XLT under Xylo always equivalent in value?

Yes, they are designed to maintain a 1:1 value at all times. When XLT (issued by Xylo Finance) is deposited into the Swap-Router, an equivalent amount of XLT (issued by the Xylo Platform) is automatically minted, and the original tokens are instantly burned. The same process applies in reverse. Additionally, an official market maker provides equal liquidity on both sides, and an arbitrage bot automatically corrects any price divergence greater than ±0.25%, effectively minimizing slippage and ensuring price parity between the two tokens.

What is RWA tokenization, and how is it different from traditional investments like stocks or funds?

RWA (Real-World Asset) tokenization is a technology that converts ownership or income rights of tangible assets—such as real estate, bonds, or gold—into blockchain-based tokens. ① 24/7 trading and fractional investment: Investors can access markets anytime and invest with small amounts, improving accessibility. ② Automated payouts via smart contracts: Dividends and interest payments are distributed automatically, reducing fees and wait times. ③ Transparent on-chain records: All transactions are immutably recorded on the blockchain, enhancing trust and auditability.

Are the real-world assets actually held as collateral? How is security ensured?

All RWA (Real World Assets) are held under separate SPVs (Special Purpose Vehicles), ensuring that the assets remain fully segregated and protected even in the event of a bankruptcy of Xylo Finance or the In addition, transparency and security are ensured through: ① Physical proof of ownership such as real estate title deeds or warehouse receipts ② Regular audits conducted by one of the Big 4 accounting firms ③ On-chain, real-time collateral ratio disclosures ④ Decentralized control over asset withdrawals via multi-party computation (MPC) wallets.

How do I get started with buying tokens or making an investment?

① Create an account on a crypto exchange and deposit USDT or other supported assets. ② Purchase XLT tokens via a CEX or DEX, then transfer them to your wallet or platform account. ③ Visit the Xylo Launchpad, choose the RWA product you want to invest in, and complete your investment. ④ Dividends are automatically distributed on a quarterly basis. To support first-time investors, the platform offers a step-by-step onboarding guide and a seamless KYC process — making it easy to participate with just one click.

How is Xylo Finance different from the Xylo Platform?

Xylo Finance serves as the holding and financial entity, specializing in RWA deals. It focuses on bridge loans, lending, and capital sourcing — generating cash flow and dividend-based returns. In contrast, the Xylo Platform provides the underlying infrastructure for tokenization, trading, and governance — enabling investors to easily buy and sell fractional ownership in RWAs. Xylo Finance powers the "fuel," while the Platform drives the "engine" — together creating a seamless and efficient RWA investment ecosystem.

Why do both use the same name for the XLT token?

Both Xylo Finance and the Xylo Platform use the same token name, XLT, but each is issued under a different smart contract address. Despite this, the two versions of XLT hold the same value and are fully interchangeable at any time. This dual-token structure is intentionally designed to separate capital raising from token issuance, while still ensuring seamless interoperability between the two systems.

Are both versions of XLT under Xylo always equivalent in value?

Yes, they are designed to maintain a 1:1 value at all times. When XLT (issued by Xylo Finance) is deposited into the Swap-Router, an equivalent amount of XLT (issued by the Xylo Platform) is automatically minted, and the original tokens are instantly burned. The same process applies in reverse. Additionally, an official market maker provides equal liquidity on both sides, and an arbitrage bot automatically corrects any price divergence greater than ±0.25%, effectively minimizing slippage and ensuring price parity between the two tokens.

What is RWA tokenization, and how is it different from traditional investments like stocks or funds?

RWA (Real-World Asset) tokenization is a technology that converts ownership or income rights of tangible assets—such as real estate, bonds, or gold—into blockchain-based tokens. ① 24/7 trading and fractional investment: Investors can access markets anytime and invest with small amounts, improving accessibility. ② Automated payouts via smart contracts: Dividends and interest payments are distributed automatically, reducing fees and wait times. ③ Transparent on-chain records: All transactions are immutably recorded on the blockchain, enhancing trust and auditability.

Are the real-world assets actually held as collateral? How is security ensured?

All RWA (Real World Assets) are held under separate SPVs (Special Purpose Vehicles), ensuring that the assets remain fully segregated and protected even in the event of a bankruptcy of Xylo Finance or the In addition, transparency and security are ensured through: ① Physical proof of ownership such as real estate title deeds or warehouse receipts ② Regular audits conducted by one of the Big 4 accounting firms ③ On-chain, real-time collateral ratio disclosures ④ Decentralized control over asset withdrawals via multi-party computation (MPC) wallets.

How do I get started with buying tokens or making an investment?

① Create an account on a crypto exchange and deposit USDT or other supported assets. ② Purchase XLT tokens via a CEX or DEX, then transfer them to your wallet or platform account. ③ Visit the Xylo Launchpad, choose the RWA product you want to invest in, and complete your investment. ④ Dividends are automatically distributed on a quarterly basis. To support first-time investors, the platform offers a step-by-step onboarding guide and a seamless KYC process — making it easy to participate with just one click.

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Office
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Contact us

info@xylofinance.world

Launch your Asset.

We tokenize it.

Contact us

info@xylofinance.world

Launch your Asset.

We tokenize it.

Contact us

info@xylofinance.world

Launch your Asset.

We tokenize it.

© 2025 XYLO Finance. All rights reserved.

© 2025 XYLO Finance.
All rights reserved.

© 2025 XYLO Finance. All rights reserved.